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One of the biggest things to worry about as we get older is the cost of health care. One of the events that can occur that can lead to large medical bills is a stay in the hospital. Knowing what some of the common things are that might cause a need for hospitalization can be useful information. Below is an article that provides detailed information about a number of common causes that might make it necessary to spend some time in the hospital:
Top 5 common causes of elderly hospitalization
According to the Healthcare Cost and Utilization Project (HCUP) five conditions causing senior hospitalization are:
Congestive heart failure
Pneumonia
Coronary atherosclerosis
Cardiac dysrhythmias
Heart attack
Most of these conditions involve the heart and are caused by similar risk factors.
What is congestive heart failure in the elderly and how do I avoid it?
Congestive heart failure, also known simply as heart failure, is when the heart doesn’t pump blood as well as it should, according to the Mayo Clinic. Congestive heart failure in the elderly is not the same as a heart attack, although heart failure can lead to a heart attack. Ways to prevent heart failure include controlling conditions that cause heart failure including:
Coronary artery disease
High blood pressure
Diabetes
Obesity
What is pneumonia in the elderly and how do I avoid it?
Pneumonia is a lung infection caused by bacteria, viruses, or fungi according to the Mayo Clinic. People age 65 or older and age 2 years or younger at greatest risk for pneumonia. You may be able to avoid pneumonia by:
Getting vaccinated
Practicing good hygiene
Keeping your immune system strong
Not smoking
What is coronary atherosclerosis in the elderly and how do I avoid it?
Atherosclerosis is the buildup of fats, cholesterol and other substances in the artery walls that can restrict the blood flow to organs and tissues according to the Mayo Clinic. Sometimes atherosclerosis in the elderly can result in a blood clot that triggers a heart attack or stroke. Damage to the arteries may be caused by:
High blood pressure
High cholesterol
High triglycerides
Smoking and other tobacco use
Inflammation
Treatment and prevention of atherosclerosis could include quitting smoking, eating a healthy diet and exercising regularly and maintaining a healthy weight.
What is a cardiac dysrhythmia in the elderly and how do I avoid it?
Heart rhythm problems can be called arrhythmias or dysrhythmias. According to the Mayo Clinic, heart arrhythmias can cause the heart to beat too fast, too slow, or irregularly. Some arrhythmias can be life threatening. Many factors can cause arrhythmias including:
Smoking
Drug abuse
High blood pressure
Diabetes
Sleep apnea
If you lead a healthy lifestyle and manage other chronic conditions, you may be able to avoid problems caused by cardiac dysrhythmias.
What is a heart attack in the elderly and how do I avoid it?
A heart attack happens when the flow of blood to the heart is blocked, according to the Mayo Clinic. Heart attacks are sometimes signaled by mild to severe chest pain and can be fatal. Risk factors for heart attack include:
Tobacco use
High blood pressure
High cholesterol and high triglyceride levels
Diabetes
Family history of heart attack
An inactive lifestyle
Obesity
Drug abuse
Does Medicare cover me when I’m in the hospital?
Medicare Part A covers inpatient hospital care but charges a deductible and coinsurance. Part A coverage usually ends at or before 150 days of hospitalization. A Medicare Supplement insurance plan (Medigap) could cover the Part A deductible, and Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up.
Medicare.com
Do you have questions about Medicare coverage when you’re in the hospital?
If you have any questions about this subject or would like to speak to us about any of your Medicare needs in regards to Medicare supplement, Medicare Advantage or Part D prescription drug plans, I would certainly be very happy to speak with you.
I am an independent agent specializing in the senior market. My services to you will always be free. I would be very happy to look at your current coverage and compare it to the marketplace to make sure that you are still getting a good value.
Billy Williams800-499-1942http://www.MedicareHealthInsuranceOptions.com
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